Identity Monitoring

by KidsSafe on September 20, 2012

Identity Theft, Credit & Identity Monitoring

Do not confuse credit monitoring with identity monitoring. Visualize credit monitoring as the tip of the iceberg and identity monitoring as everything else below.

When researching for the best identity monitoring service, be sure to include credit monitoring. Unless you are in the trenches actively involved, with dirt under your nails, you may not immediately or fully appreciate the value of having your identity actively monitored.

Before picking an identity monitoring service, be sure it is comprehensive.

credit

Being a victim of Identity theft is an extremely emotional event and if not properly prepared for can be devastating for the victims on many fronts, personally, relationships, families, financially, legally, and the loss of your good name.

It is too late to go back and retrieve all your personal information.

It is scattered throughout the digital world. It would boggle our minds to find out how much of our personal and digital persona is stored in databases, all of which are vulnerable to cybercriminals.

Do you have time to search through these databases to track your personal information and make sure you are not compromised or being bought or sold on the black market?

  • Credit card companies
  • Hospitals, doctors
  • Insurance companies
  • Retail Stores
  • Accountants/Tax Preparers
  • Banks
  • Mortgage Companies
  • Schools
  • Your Home Computer
  • And More.

You are in there…You can be assured of that.

You Cannot Prevent Identity Theft… Cannot!

You can defend yourself and you can make it difficult for thieves to steal your personal information, and the devastating consequences of identity theft.

Be sure you shred all your bills and other papers with personal info. Opt out of pre-approved credit card applications, and opt out of direct marketing mail. Bring your mail in daily…

Contact Credit Bureaus

1-888-567-8688Mail Preference Service
ATTN: DEPT: 13489067
Direct Marketing Association
P. O. Box 282
Carmel NY 10512

12 More Steps:

1. Immediately report lost or stolen credit cards
2. Review and monitor your consumer credit report regularly
3. Do not carry your Social Security card, social insurance card, or birth certificate. Keep them in a safe place.
4. Be aware and note when your monthly financial statements arrive.
5. Verify all charges on your financial statements
6. Keep your ATM and Debit Card receipts – do not leave them behind in the machine
7. Shield Your PIN number entry when entering the numbers
8. Remove your hard drive when disposing of an old computer
9. “Forget Me” or “Remember Me” – Choose “Forget Me” make it harder for hackers to follow.
10. “Fraud Alerts” and “Credit Freezes” – Use them, but don’t rely on them only – Protect your personal private information
11. Practice Prudent Posting on social networking sites – practice anonymity.
12. Do you know what is imprinted on that hotel key you just left behind? Take it with you and destroy it later.

Make a copy of everything in your wallet, front, and back. If lost or stolen, you now know whom to call.

Identity Theft is the fastest growing crime in the United States and the United Kingdom. Did you ever stop and wonder why? It is the path of least resistance for cybercriminals and identity thieves. In addition, they are literally “banking” on the fact the consumer is too pre-occupied to do something about it, and will typically choose convenience over security.

You can bet the hacker or cybercriminal will choose convenience, the path of least resistance, and they are betting on consumers to make it easy makes because they rather it be convenient than secure. This video is a little dated, but the INFO is spot on and still relevant today! Enjoy the Internet safely.

Learn About The Top 13 Issues. To Be Better Internet Parents…

1. CyberBullying and/or BullyCide  Click Here
2. Human Trafficking and/or Modern Day Slavery  Click Here
3. SEXting  Click Here
4. Pornography  Click Here
5. Predators and Pedophiles  Click Here
6. The Choking Game  Click Here
7. Internet At Risk Behavior  Click Here
8. Social (Facebook / MySpace / Twitter) Networks  Click Here
9. Dangerous Drugs  Click Here
10. Malware  Click Here
11. Identity Theft  Click Here
12. Identity Monitoring  Click Here
13. Getting HACKED  Click Here

We will be covering all 13 of these topics and online security issues over the next few weeks!!

Please fill out our comments section below to help us help you, make sure you do your own research for your local area organizations & groups who can help or give you advice or personal info… or any thing I can help you with or do research on, note that in your comments :)

We hope you've enjoyed and learned from our blog, and if you have any questions... Click IT: To Contact Us



Learn IT, DO IT, Teach IT, Share IT, BE IT

KOKS Radio Show Host

Bill Wardell

Radio Security Journalist

© 2006 - 2012 Keeping Our Kids Safe | Teaching Parents The How-To's Of Daily Online Security & Safety      Creative Commons License . . .

 

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